Debt Concerns 'Can Have Devastating Impact'
Thursday, 17 January 2008
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By Tom Dawson

  Overspending over the Christmas and new year season may have a wider-ranging impact for consumers than just on their finances, new research shows.

A poll carried out by Mind revealed that over half of those surveyed spent more money during the festive period than they could afford to. Research from the institution suggested that 39 per cent of Britons used a credit card in the run-up to Christmas to help them cope with extra demands on their spending.

The mental health charity also reported that concerns about repaying debts, that may have been accrued through the likes of credit cards and loans, have seen about a fifth (19 per cent) of people state that they feel less able to manage their mental health. In addition, the study showed that 40 per cent of those surveyed believe that they are under increased levels of stress and anxiety, while a further 25 per cent of people feel more depressed as they attempt to get to grips with their spending.

Paul Farmer, chief executive for Mind, said: "Christmas is an expensive time of
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Last Updated ( Thursday, 17 January 2008 )
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A Childs Worst Nightmare May Be Mold Exposure
Wednesday, 16 January 2008
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By Jim Corkern

  When you have children, you realize that the most important thing to you at that point is making sure that they stay healthy and that if there is anything that you can do to improve the quality of their health, you make sure that you do that. No matter what happens, your foremost concern is their health and welfare.

Having mold growing in your home is a pretty heavy inconvenience for any homeowner, but for parents of small children, it can be a nightmare. The health of small children is very fragile at that point of their lives and most parents understand this, but do not tend to realize just how serious of a threat to their health can exist inside their own homes. We tend to be the most concerned with the threats that come from outside our homes, but one of the most serious threats can be growing almost anywhere.

The areas of our homes that are the most moist also tend to be the ones that we frequent the most, such as the bathroom and
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Last Updated ( Wednesday, 16 January 2008 )
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